:root {
  --navy: #13315C;
  --navy-2: #1E4A80;
  --sky: #7CC6F5;
  --sky-2: #A8DCFA;
  --blue: #1B78BE;
  --cream: #FBF7F2;
  --sand: #F3ECE3;
  --ink: #1C2433;
  --muted: #5B6575;
  --line: #E4DED6;
  --white: #fff;
  --green: #16A34A;
  --go: #17A855;
  --go-2: #0E8F47;
  --radius: 18px;
  --alert: #F2A900;
  --alert-ink: #8A5A00;
  --alert-red: #D93636;
  --shadow: 0 10px 30px -12px rgba(19, 49, 92, .25);
  --font: 'Plus Jakarta Sans', system-ui, -apple-system, 'Segoe UI', Roboto, sans-serif;
  --font-head: 'Poppins', 'Plus Jakarta Sans', system-ui, -apple-system, 'Segoe UI', sans-serif;
}
* { box-sizing: border-box; }
html { scroll-behavior: smooth; scroll-padding-top: 84px; }
body { margin: 0; font-family: var(--font); color: var(--ink); background: var(--cream); font-size: 17px; line-height: 1.6; -webkit-font-smoothing: antialiased; }
img { max-width: 100%; display: block; }
a { color: var(--navy-2); }
h1, h2, h3 { color: var(--navy); line-height: 1.15; letter-spacing: -.02em; margin: 0 0 .5em; }
h1 { font-size: clamp(2.1rem, 5vw, 3.5rem); font-weight: 800; }
h2 { font-size: clamp(1.7rem, 3.4vw, 2.5rem); font-weight: 800; }
h3 { font-size: 1.15rem; font-weight: 700; }
p { margin: 0 0 1em; }
.wrap { width: min(1160px, 100% - 32px); margin-inline: auto; }
.narrow { max-width: 760px; margin-inline: auto; }
.center { text-align: center; }
.lead { font-size: 1.12rem; color: var(--muted); }
.muted { color: var(--muted); }
.section { padding: clamp(56px, 8vw, 96px) 0; }
.skip { position: absolute; left: -999px; }
.skip:focus { left: 16px; top: 8px; z-index: 99; background: #fff; padding: 8px 12px; border-radius: 8px; }
.ic { width: 22px; height: 22px; flex: none; }

/* buttons */
.btn { white-space: nowrap; display: inline-flex; align-items: center; justify-content: center; gap: 8px; border: 0; cursor: pointer; font: inherit; font-weight: 700; text-decoration: none; color: #fff; background: linear-gradient(135deg, var(--go), var(--go-2)); padding: 13px 22px; border-radius: 999px; box-shadow: 0 8px 20px -10px rgba(14, 143, 71, .55); transition: transform .15s, box-shadow .15s; }
.btn:hover { transform: translateY(-1px); box-shadow: 0 12px 24px -10px rgba(14, 143, 71, .7); }
.btn:focus-visible, a:focus-visible, input:focus-visible, select:focus-visible, summary:focus-visible { outline: 3px solid #8FB4F0; outline-offset: 2px; }
.btn-lg { padding: 16px 28px; font-size: 1.05rem; }
.btn-sm { padding: 9px 16px; font-size: .92rem; }
.btn-ghost { background: #fff; color: var(--navy); box-shadow: inset 0 0 0 2px var(--line); }
.btn-ghost:hover { box-shadow: inset 0 0 0 2px var(--navy); }
.btn-wa { background: #1FAF5A; box-shadow: none; }
.link-btn { background: none; border: 0; color: var(--blue); font: inherit; font-weight: 700; cursor: pointer; padding: 6px 0; }

/* header */
.banner { background: var(--navy); color: #fff; text-align: center; font-size: .92rem; padding: 9px 16px; }
.site-header { position: sticky; top: 0; z-index: 20; background: rgba(251, 247, 242, .92); backdrop-filter: blur(10px); border-bottom: 1px solid var(--line); }
.nav-row { display: flex; align-items: center; gap: 20px; min-height: 70px; }
.brand { display: flex; align-items: center; gap: 10px; text-decoration: none; color: var(--navy); }
.brand .mark { width: 42px; height: 42px; }
.brand b { display: block; font-size: 1.1rem; font-weight: 800; letter-spacing: -.02em; line-height: 1.1; }
.brand small { display: block; font-size: .68rem; font-weight: 700; letter-spacing: .22em; color: var(--blue); }
.nav { display: flex; gap: 22px; margin-left: auto; }
.nav a { text-decoration: none; color: var(--ink); font-weight: 600; font-size: .95rem; }
.nav a:hover { color: var(--blue); }
.nav-actions { display: flex; align-items: center; gap: 12px; }
.lang { font-weight: 700; font-size: .92rem; text-decoration: none; padding: 7px 12px; border-radius: 999px; box-shadow: inset 0 0 0 2px var(--line); color: var(--navy); }

/* hero */
.hero { padding: clamp(40px, 6vw, 80px) 0 clamp(48px, 7vw, 90px); background: radial-gradient(1200px 500px at 85% 10%, #D9EEFD 0, transparent 60%), radial-gradient(900px 500px at 0% 100%, #E6F1FB 0, transparent 60%); }
.hero-grid { display: grid; grid-template-columns: 1.05fr 1fr; gap: 48px; align-items: center; }
.kicker { display: inline-block; background: #fff; color: var(--navy); font-weight: 700; font-size: .85rem; padding: 6px 14px; border-radius: 999px; box-shadow: var(--shadow); }
.hero h1 span { color: var(--blue); }
.cta-row { display: flex; flex-wrap: wrap; gap: 12px; margin: 28px 0 22px; }
.trust { list-style: none; padding: 0; margin: 0; display: flex; flex-wrap: wrap; gap: 8px 20px; color: var(--muted); font-weight: 600; font-size: .95rem; }
.trust li { display: flex; align-items: center; gap: 6px; }
.trust .ic { color: var(--green); width: 18px; height: 18px; }
.hero-art { position: relative; }
.hero-art img { border-radius: 28px; aspect-ratio: 4/3.4; object-fit: cover; width: 100%; box-shadow: var(--shadow); }
.float-card { position: absolute; left: -18px; bottom: 26px; background: #fff; border-radius: 16px; padding: 14px 18px; display: flex; gap: 12px; align-items: center; box-shadow: var(--shadow); }
.float-card b { display: block; color: var(--navy); }
.float-card small { color: var(--muted); }
.dot { width: 12px; height: 12px; border-radius: 50%; background: var(--green); box-shadow: 0 0 0 6px rgba(22, 163, 74, .18); }

/* steps */
.steps { list-style: none; padding: 0; margin: 40px 0 0; display: grid; grid-template-columns: repeat(3, 1fr); gap: 24px; }
.steps li { background: #fff; border-radius: var(--radius); padding: 28px; box-shadow: var(--shadow); }
.num { display: grid; place-items: center; width: 44px; height: 44px; border-radius: 14px; background: var(--navy); color: #fff; font-weight: 800; margin-bottom: 16px; }
.steps p { color: var(--muted); margin: 0; }

/* quote */
.quote-section { background: var(--sand); }
.quote-grid { display: grid; grid-template-columns: .8fr 1.2fr; gap: 48px; align-items: start; }
.quote-side img { border-radius: var(--radius); margin-top: 24px; aspect-ratio: 4/3; object-fit: cover; }
.card { background: #fff; border-radius: 24px; padding: clamp(22px, 4vw, 36px); box-shadow: var(--shadow); }
.progress { list-style: none; padding: 0; margin: 0 0 26px; display: grid; grid-template-columns: repeat(4, 1fr); gap: 6px; font-size: .78rem; font-weight: 700; color: var(--muted); }
.progress li { display: flex; flex-direction: column; gap: 6px; }
.progress li::before { content: ''; height: 6px; border-radius: 9px; background: var(--line); }
.progress li span { display: none; }
.progress li.on { color: var(--navy); }
.progress li.on::before { background: linear-gradient(90deg, var(--sky-2), var(--sky)); }
fieldset { border: 0; padding: 0; margin: 0; }
legend { font-size: 1.35rem; font-weight: 800; color: var(--navy); margin-bottom: 14px; }
label, .label { display: block; font-weight: 700; margin: 14px 0 6px; font-size: .97rem; }
input, select { width: 100%; font: inherit; padding: 13px 14px; border: 2px solid var(--line); border-radius: 12px; background: #fff; color: var(--ink); }
input:focus, select:focus { border-color: var(--navy-2); outline: none; }
input[type=checkbox], input[type=radio] { width: 20px; height: 20px; accent-color: var(--blue); }
.help { font-size: .9rem; color: var(--muted); margin: 6px 0 0; }
.err { color: #C0283A; font-weight: 600; font-size: .93rem; min-height: 1.2em; margin: 8px 0 0; }
.form-nav { display: flex; justify-content: space-between; gap: 12px; margin-top: 24px; }
.money { display: flex; align-items: center; border: 2px solid var(--line); border-radius: 12px; padding-left: 14px; }
.money:focus-within { border-color: var(--navy-2); }
.money span { font-weight: 700; color: var(--muted); }
.money input { border: 0; }
.person { display: grid; grid-template-columns: 1fr 110px auto auto auto; align-items: end; gap: 12px; padding: 12px 0; border-bottom: 1px dashed var(--line); }
.person label { margin: 0 0 6px; }
.person .who { font-weight: 800; color: var(--navy); align-self: center; }
.person .tick { display: flex; align-items: center; gap: 6px; margin: 0; font-weight: 600; font-size: .9rem; white-space: nowrap; padding-bottom: 12px; }
.person .rm { padding-bottom: 12px; color: var(--muted); font-size: .9rem; }
.contact-opt { margin-top: 22px; border: 2px solid var(--line); border-radius: 14px; padding: 4px 16px 16px; }
.contact-opt summary { cursor: pointer; font-weight: 800; color: var(--navy); padding: 12px 0 0; }
.two { display: grid; grid-template-columns: 1fr 1fr; gap: 12px; }
.chips { display: flex; flex-wrap: wrap; gap: 8px; }
.chips label { display: flex; align-items: center; gap: 6px; margin: 0; font-weight: 600; padding: 8px 14px; border: 2px solid var(--line); border-radius: 999px; cursor: pointer; }
.chips label:has(input:checked) { border-color: var(--sky); background: #EAF6FE; }
.consent { display: flex; gap: 10px; align-items: flex-start; font-weight: 500; font-size: .84rem; color: var(--muted); line-height: 1.45; }
.consent input { margin-top: 2px; }
.hp { position: absolute; left: -9999px; width: 1px; height: 1px; }

.plans { display: grid; gap: 14px; margin: 16px 0; }
.plan { border: 2px solid var(--line); border-radius: 16px; padding: 18px; display: grid; grid-template-columns: 1fr auto; gap: 8px 16px; }
.plan h4 { margin: 0; font-size: 1.02rem; color: var(--navy); }
.plan .issuer { color: var(--muted); font-size: .9rem; font-weight: 600; }
.plan .price { text-align: right; }
.plan .price b { font-size: 1.7rem; color: var(--navy); letter-spacing: -.02em; }
.plan .price small { display: block; color: var(--muted); font-size: .78rem; }
.plan dl { grid-column: 1 / -1; display: grid; grid-template-columns: repeat(3, 1fr); gap: 8px; margin: 6px 0 0; font-size: .9rem; }
.plan dt { color: var(--muted); font-size: .78rem; }
.plan dd { margin: 0; font-weight: 700; }
.plan .row-end { grid-column: 1 / -1; display: flex; justify-content: space-between; align-items: center; gap: 10px; flex-wrap: wrap; }
.metal { display: inline-block; font-size: .74rem; font-weight: 800; text-transform: uppercase; letter-spacing: .08em; padding: 3px 10px; border-radius: 999px; margin-right: 6px; background: var(--sand); color: var(--navy); }
.metal.Bronze, .metal.Expanded { background: #F4E1D2; color: #8A4B1C; }
.metal.Silver { background: #E9EDF2; color: #4C5868; }
.metal.Gold { background: #FBEFC6; color: #866200; }
.metal.Platinum { background: #E3E7FF; color: #3A3F8F; }
.credit-box { background: #EAF7F1; color: #145F47; border-radius: 14px; padding: 14px 16px; font-weight: 600; }
.notice { background: #FFF6E5; color: #6A4A00; border-radius: 14px; padding: 14px 16px; }
.success { background: #EAF7F1; color: #145F47; border-radius: 14px; padding: 18px; font-weight: 600; }
.spinner { width: 34px; height: 34px; border: 4px solid var(--line); border-top-color: var(--blue); border-radius: 50%; animation: spin 0.8s linear infinite; margin: 30px auto 12px; }
@keyframes spin { to { transform: rotate(360deg); } }

/* news */
.news-grid { display: grid; grid-template-columns: repeat(2, 1fr); gap: 18px; margin-top: 36px; }
.news-card { background: #fff; border-radius: var(--radius); padding: 24px 26px; box-shadow: var(--shadow); display: flex; flex-direction: column; border-left: 6px solid var(--alert); }
.news-card p { color: var(--ink); font-size: 1.05rem; line-height: 1.6; flex: 1; }
.news-card h3 { font-size: 1.3rem; }
.news-card strong { color: var(--ink); background: linear-gradient(transparent 60%, #FFE08A 60%); }
.news-ic { width: 44px; height: 44px; display: grid; place-items: center; border-radius: 14px; background: #FFF1D6; color: var(--alert-ink); }
.src { font-size: .82rem; font-weight: 700; text-decoration: none; }
.note { color: var(--muted); font-size: .92rem; margin-top: 28px; }

/* why */
.why { background: #fff; }
.why-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 56px; align-items: center; }
.why-grid img { border-radius: 28px; aspect-ratio: 1/1; object-fit: cover; }
.why-list { list-style: none; padding: 0; margin: 20px 0 0; display: grid; gap: 20px; }
.why-list li { display: flex; gap: 14px; }
.why-list .ic { color: #fff; background: var(--green); border-radius: 50%; padding: 5px; width: 30px; height: 30px; }
.why-list h3 { margin-bottom: 4px; }
.why-list p { color: var(--muted); margin: 0; }
.photo-strip { display: grid; grid-template-columns: repeat(3, 1fr); }
.photo-strip img { width: 100%; aspect-ratio: 16/10; object-fit: cover; }

/* faq */
.faq { margin-top: 30px; display: grid; gap: 12px; }
.faq details { background: #fff; border-radius: 16px; padding: 4px 22px; box-shadow: 0 2px 10px -6px rgba(19, 49, 92, .25); }
.faq summary { cursor: pointer; font-weight: 700; color: var(--navy); padding: 16px 0; list-style: none; display: flex; justify-content: space-between; gap: 16px; }
.faq summary::-webkit-details-marker { display: none; }
.faq summary::after { content: '+'; font-size: 1.4rem; line-height: 1; color: var(--blue); }
.faq details[open] summary::after { content: '–'; }
.faq details p { color: var(--muted); }

/* contact */
.contact { background: var(--navy); color: #E8EEF8; }
.contact h2 { color: #fff; }
.contact .lead { color: #C3D0E6; }
.contact-grid { display: grid; grid-template-columns: 1.1fr 1fr; gap: 48px; align-items: center; }
.contact-list { list-style: none; padding: 0; margin: 24px 0 28px; display: grid; gap: 16px; }
.contact-list li { display: flex; gap: 14px; align-items: center; }
.contact-list .ic { color: var(--sky); width: 26px; height: 26px; }
.contact-list small { display: block; color: #9FB2D2; font-size: .82rem; }
.contact-list a, .contact-list span { color: #fff; font-weight: 700; text-decoration: none; font-size: 1.05rem; }
.share-card { color: var(--ink); }
.share-row { display: flex; flex-wrap: wrap; gap: 10px; }
.toast { color: var(--green); font-weight: 700; min-height: 1.2em; margin: 10px 0 0; }

/* footer */
.site-footer { background: #0D2342; color: #B7C4DA; padding: 48px 0 24px; font-size: .9rem; }
.site-footer a { color: #DCE5F3; }
.foot-grid { display: grid; grid-template-columns: 1fr 1.6fr; gap: 40px; }
.brand-light { color: #fff; margin-bottom: 14px; }
.site-footer .muted { color: #B7C4DA; }
.fine { font-size: .8rem; line-height: 1.55; color: #93A3BF; }
.foot-bottom { display: flex; flex-wrap: wrap; gap: 8px 22px; border-top: 1px solid #22395E; margin-top: 28px; padding-top: 18px; font-size: .82rem; }

.sticky-call { display: none; }
.modal { position: fixed; inset: 0; background: rgba(13, 35, 66, .55); display: grid; place-items: center; padding: 16px; z-index: 50; }
.modal[hidden] { display: none; }
.modal-card { width: min(460px, 100%); }
.prose h1 { font-size: 2.2rem; }

@media (max-width: 1000px) {
  .nav { display: none; }
  .nav-actions { margin-left: auto; }
}
@media (max-width: 820px) {
  body { font-size: 16px; }
  .hero-grid, .quote-grid, .why-grid, .contact-grid, .foot-grid { grid-template-columns: 1fr; gap: 32px; }
  .hero { padding-top: 24px; }
  .hero-grid { gap: 24px; }
  .hero-art img { aspect-ratio: 16/10; border-radius: 20px; }
  .float-card { display: none; }
  .cta-row { margin: 20px 0 16px; }
  .float-card { left: 12px; bottom: 12px; }
  .steps { grid-template-columns: 1fr; }
  .quote-side img { display: none; }
  .photo-strip { grid-template-columns: 1fr 1fr; }
  .photo-strip img:last-child { display: none; }
  .sticky-call { display: flex; position: fixed; right: 16px; bottom: 16px; z-index: 30; align-items: center; gap: 8px; background: var(--navy); color: #fff; text-decoration: none; font-weight: 700; padding: 13px 20px; border-radius: 999px; box-shadow: var(--shadow); }
  .site-footer { padding-bottom: 90px; }
}
@media (max-width: 560px) {
  .news-grid { grid-template-columns: 1fr; }
  .two { grid-template-columns: 1fr; }
  .brand b { font-size: .9rem; }
  .lang { padding: 6px 10px; }
  .nav-actions { gap: 8px; }
  .brand .mark { width: 36px; height: 36px; }
  .btn-sm { padding: 8px 12px; }
  .person { grid-template-columns: 1fr 1fr; }
  .person .who { grid-column: 1 / -1; }
  .plan dl { grid-template-columns: 1fr 1fr; }
  .cta-row .btn { width: 100%; }
}
@media (prefers-reduced-motion: reduce) { html { scroll-behavior: auto; } .btn { transition: none; } }

/* next-step choices */
.hs-line { margin: -6px 0 18px; font-weight: 600; }
.hs-line a { color: var(--blue); }
.choices { display: grid; gap: 12px; margin: 16px 0 4px; }
.choice { display: block; text-align: left; width: 100%; font: inherit; cursor: pointer; text-decoration: none; color: var(--ink); background: #fff; border: 2px solid var(--line); border-radius: 16px; padding: 18px 20px; transition: border-color .15s, transform .15s; }
.choice:hover { border-color: var(--sky); transform: translateY(-1px); }
.choice b { display: block; color: var(--navy); font-size: 1.08rem; margin-bottom: 4px; }
.choice span { display: block; color: var(--muted); font-size: .92rem; }
.choice-go { border-color: var(--go); background: #F0FAF4; }
.choice-go b { color: var(--go-2); }
.enroll-note { background: #EAF6FE; color: var(--navy); border-radius: 14px; padding: 14px 16px; margin: 14px 0 6px; }
.plan .btn-sm { padding: 10px 18px; }
.choice span b { display: inline; font-size: inherit; margin: 0; color: var(--navy); }
.btn-ig { background: linear-gradient(135deg, #F58529, #DD2A7B 55%, #8134AF); box-shadow: none; }
.social a { display: inline-flex; align-items: center; gap: 6px; text-decoration: none; }
.social .ic { width: 18px; height: 18px; }

/* phones: keep the first screen focused on the headline and the quote button */
@media (max-width: 560px) {
  .banner { font-size: .82rem; padding: 7px 12px; }
  .banner-more { display: none; }
  .nav-row { min-height: 60px; gap: 10px; }
  .brand small { display: none; }
  .kicker { font-size: .75rem; padding: 5px 12px; }
  h1 { font-size: 2rem; }
  .hero .lead { font-size: 1rem; }
  .sticky-call { padding: 11px 16px; font-size: .92rem; right: 12px; bottom: 12px; }
}
@media (max-width: 360px) {
  .brand b { font-size: .85rem; }
  .lang { font-size: .8rem; padding: 5px 8px; }
  .btn-sm { font-size: .82rem; padding: 7px 10px; }
  h1 { font-size: 1.8rem; }
}
.sticky-call { transition: opacity .2s, transform .2s; }
.sticky-call.away { opacity: 0; transform: translateY(20px); pointer-events: none; }

/* 2027 rules: designed to grab attention */
a.banner { display: block; text-decoration: none; }
a.banner:hover { background: var(--navy-2); }
.hero-alert { display: flex; align-items: center; gap: 10px; text-decoration: none; background: #FFF4D9; color: #6B4600; border: 2px solid var(--alert); border-radius: 14px; padding: 10px 14px; margin-bottom: 16px; font-weight: 700; font-size: .98rem; width: fit-content; max-width: 100%; animation: nudge 2.4s ease-in-out 1s 2; }
.hero-alert .ic { color: var(--alert-red); width: 22px; height: 22px; }
.hero-alert b { color: var(--alert-red); }
.hero-alert:hover { background: #FFEBB8; }
@keyframes nudge { 0%, 100% { transform: none; } 10% { transform: translateX(-3px); } 20% { transform: translateX(3px); } 30% { transform: none; } }
.news { background: linear-gradient(180deg, #FFF8E8 0, var(--cream) 100%); border-top: 6px solid var(--alert); }
.alert-badge { display: inline-flex; align-items: center; gap: 8px; background: var(--alert-red); color: #fff; font-weight: 800; letter-spacing: .06em; text-transform: uppercase; font-size: .85rem; padding: 8px 16px; border-radius: 999px; margin-bottom: 14px; box-shadow: 0 8px 20px -10px rgba(217, 54, 54, .8); }
.alert-badge .ic { width: 18px; height: 18px; }
.news h2 { max-width: 820px; margin-inline: auto; }
.news-lead { color: var(--ink); font-size: 1.15rem; }
.news-lead b { color: var(--alert-red); }
.news-top { display: flex; align-items: center; gap: 12px; margin-bottom: 14px; }
.news-num { display: grid; place-items: center; width: 36px; height: 36px; border-radius: 50%; background: var(--navy); color: #fff; font-weight: 800; }
.news-cta { margin-top: 32px; background: var(--navy); color: #E8EEF8; border-radius: 22px; padding: 26px 28px; display: flex; align-items: center; justify-content: space-between; gap: 20px; flex-wrap: wrap; }
.news-cta h3 { color: #fff; font-size: 1.35rem; margin-bottom: 4px; }
.news-cta p { margin: 0; color: #C3D0E6; }
.news-cta .cta-row { margin: 0; }
@media (prefers-reduced-motion: reduce) { .hero-alert { animation: none; } }
@media (max-width: 560px) {
  .news-card { padding: 20px; }
  .news-card h3 { font-size: 1.2rem; }
  .news-card p { font-size: 1rem; }
  .hero-alert { font-size: .9rem; }
  .news-cta .btn { width: 100%; }
}

/* headings font: Poppins */
h1, h2, h3, h4, legend, .brand b, .num, .news-num { font-family: var(--font-head); }
h1 { font-weight: 700; letter-spacing: -.015em; line-height: 1.12; }
h2 { font-weight: 700; letter-spacing: -.01em; }
h3, h4 { font-weight: 600; letter-spacing: 0; }
.brand b { font-weight: 700; letter-spacing: -.01em; }
@media (max-width: 560px) { h1 { font-size: 1.85rem; } }
@media (max-width: 360px) { h1 { font-size: 1.65rem; } }

/* action-needed box (consent + update info) */
.action-box { margin: 32px auto 0; max-width: 980px; background: #fff; border: 3px solid var(--alert-red); border-radius: 22px; padding: 26px 28px; box-shadow: 0 16px 36px -18px rgba(217, 54, 54, .55); }
.action-box h3 { display: flex; align-items: center; gap: 10px; color: var(--alert-red); font-size: 1.45rem; margin: 0 0 14px; }
.action-box h3 .ic { width: 28px; height: 28px; }
.action-list { margin: 0; padding: 0; list-style: none; counter-reset: a; display: grid; gap: 14px; }
.action-list li { counter-increment: a; display: grid; grid-template-columns: 34px 1fr; gap: 4px 12px; }
.action-list li::before { content: counter(a); grid-row: span 2; display: grid; place-items: center; width: 34px; height: 34px; border-radius: 50%; background: var(--alert-red); color: #fff; font-weight: 800; font-family: var(--font-head); }
.action-list b { font-family: var(--font-head); font-size: 1.12rem; color: var(--navy); }
.action-list span { font-size: 1.05rem; line-height: 1.6; color: var(--ink); }
.action-list span b { font-family: var(--font); font-size: inherit; color: var(--alert-red); }
.action-btns { display: flex; flex-wrap: wrap; gap: 10px; margin-top: 20px; }
.action-how { margin: 14px 0 0; font-size: .92rem; color: var(--muted); }
@media (max-width: 560px) {
  .action-box { padding: 20px 18px; }
  .action-box h3 { font-size: 1.2rem; }
  .action-btns .btn { width: 100%; }
}

/* online signing pages */
.sign-body { background: var(--sand); }
.sign-main { padding-top: 28px; }
.sign-wrap { max-width: 760px; }
.sign-kicker { color: var(--blue); font-weight: 700; font-size: .85rem; letter-spacing: .08em; text-transform: uppercase; margin: 0 0 6px; }
.sign-title { font-size: clamp(1.5rem, 4vw, 2rem); }
.agents-box { background: #F3F7FC; border: 1px solid #C9CFD8; border-radius: 12px; padding: 12px 16px; margin: 6px 0 18px; font-size: .95rem; }
.agents-box > b { display: block; color: var(--navy); margin-bottom: 6px; }
.agents-box div { display: grid; grid-template-columns: 1.2fr 1fr 1.2fr; gap: 8px; }
.agents-box div span:first-child { font-weight: 700; }
.agents-box em { color: var(--muted); font-style: normal; }
.sign-text p { font-size: 1.02rem; line-height: 1.65; }
.sig-pad { user-select: none; -webkit-user-select: none; -webkit-touch-callout: none; position: relative; border: 2px dashed var(--sky); border-radius: 14px; background: #fff; }
.sig-pad canvas { display: block; width: 100%; height: 180px; touch-action: none; cursor: crosshair; }
.sig-pad::after { content: ''; position: absolute; left: 20px; right: 20px; bottom: 40px; border-bottom: 1px solid #C9CFD8; pointer-events: none; }
.sig-clear { position: absolute; top: 6px; right: 12px; }
.agree { margin-top: 16px; font-size: .9rem; }
.sign-submit { width: 100%; margin-top: 8px; }
.sig-copy { max-width: 360px; width: 100%; border: 1px solid #C9CFD8; border-radius: 10px; margin: 14px 0; background: #fff; }
@media (max-width: 560px) { .agents-box div { grid-template-columns: 1fr 1fr; } .agents-box em { grid-column: 1 / -1; margin-top: -6px; } }
@media print { .site-header, .noprint, #signDone .btn { display: none; } .sign-body { background: #fff; } .card { box-shadow: none; } }
.sign-who { background: #FFF4D9; border-left: 4px solid var(--alert); border-radius: 10px; padding: 10px 14px; color: #5A3D00; }
.action-btns .btn:first-child { flex: 1 1 auto; }

/* fall photos: keep the family centered at every size */
.hero-art img.hero-img { object-fit: cover; object-position: 50% 45%; }
.quote-side img.quote-img { object-fit: cover; object-position: 40% 50%; aspect-ratio: 4/5; }
@media (max-width: 820px) { .hero-art img.hero-img { aspect-ratio: 4/3; object-position: 50% 40%; } }
@media (max-width: 820px) { .quote-side img.quote-img { display: block; aspect-ratio: 16/9; object-position: 35% 45%; margin-top: 14px; border-radius: 18px; } }
/* let aspect-ratio control the photo shape (the width/height attributes only reserve space) */
.hero-art img, .quote-side img, .why-grid img, .photo-strip img { height: auto; }
.hero-art img.hero-img { aspect-ratio: 5/4; }
.quote-side img.quote-img { aspect-ratio: 4/3; }
@media (max-width: 820px) { .hero-art img.hero-img { aspect-ratio: 4/3; } .quote-side img.quote-img { aspect-ratio: 16/10; } }
.hero-art img.hero-img { object-position: 50% 30%; }
.why-grid img.why-img { aspect-ratio: 1/1; object-fit: cover; object-position: 50% 50%; }
@media (max-width: 820px) { .why-grid img.why-img { aspect-ratio: 4/3; object-position: 55% 35%; } }

/* "Law Changes 2027" menu tab: red text + pulsing dot (clean, not loud) */
.nav a.nav-law { color: #C62828; font-weight: 700; display: inline-flex; align-items: center; gap: 7px; }
.nav a.nav-law:hover { color: #A11B1B; text-decoration: underline; text-underline-offset: 4px; }
.law-dot { width: 8px; height: 8px; border-radius: 50%; background: #E53935; box-shadow: 0 0 0 0 rgba(229,57,53,.6); animation: lawpulse 2s infinite; }
@keyframes lawpulse { 0% { box-shadow: 0 0 0 0 rgba(229,57,53,.55); } 70% { box-shadow: 0 0 0 8px rgba(229,57,53,0); } 100% { box-shadow: 0 0 0 0 rgba(229,57,53,0); } }
@media (prefers-reduced-motion: reduce) { .law-dot { animation: none; } }
.hero-art img.hero-img { object-position: 50% 50%; }
.why-grid img.why-img { object-position: 50% 30%; }
/* phones: the main menu is hidden, so show the law tab as a slim red bar under the header */
.law-bar { display: none; }
@media (max-width: 1000px) {
  .law-bar { display: flex; justify-content: center; align-items: center; gap: 8px; background: #FFF1F0; color: #C62828; font-weight: 700; font-size: .92rem; padding: 9px 16px; text-decoration: none; border-bottom: 1px solid #F6C9C5; }
}
@media (max-width: 820px) { .hero-art img.hero-img { object-position: 50% 8%; } }
.quote-side img.quote-img { object-position: 50% 35%; }
.why-grid img.why-img { object-position: 50% 50%; }
@media (max-width: 820px) { .why-grid img.why-img { aspect-ratio: 1/1; } }

/* ============ DESIGN CLEANUP: one consistent system ============ */
:root { --page: #FFFFFF; --soft: #F7F4EF; --gap: clamp(64px, 8vw, 104px); }
body { background: var(--page); }
.section { padding: var(--gap) 0; }
.section > .wrap > h2.center, .section h2.center { margin-bottom: 14px; }
.lead { max-width: 680px; }
.center.lead, .lead.center { margin-inline: auto; }

/* Header: larger logo + name */
.nav-row { min-height: 84px; }
.brand { gap: 12px; }
.brand .mark { width: 54px; height: 54px; }
.brand b { font-size: 1.42rem; }
.brand small { font-size: .74rem; letter-spacing: .26em; margin-top: 2px; }
.site-header { background: rgba(255,255,255,.95); }
html { scroll-padding-top: 100px; }

/* Hero: clean, calm background */
.hero { background: linear-gradient(180deg, #F3F8FD 0%, #FFFFFF 100%); padding: clamp(40px, 6vw, 72px) 0 clamp(56px, 7vw, 88px); }
.hero-alert { animation: none; }
.float-card { left: -16px; bottom: 22px; }

/* Law changes: one accent (red) for urgency, navy for structure */
.news { background: var(--soft); border-top: 0; }
.news-grid { gap: 20px; margin-top: 40px; }
.news-card { border-left: 0; border-top: 4px solid var(--navy); border-radius: 16px; box-shadow: 0 1px 2px rgba(19,49,92,.06), 0 8px 24px -16px rgba(19,49,92,.35); padding: 26px 28px; }
.news-num { background: var(--navy); width: 32px; height: 32px; font-size: .95rem; }
.news-ic { background: #EAF2FB; color: var(--navy); width: 40px; height: 40px; border-radius: 12px; }
.news-card strong { background: none; color: var(--navy); border-bottom: 2px solid #F2C94C; }
.src { color: var(--blue); }
.news-cta { margin-top: 28px; padding: 24px 28px; }
.action-box { max-width: none; margin: 20px 0 0; border-width: 2px; border-radius: 18px; padding: 28px 32px; box-shadow: 0 1px 2px rgba(19,49,92,.06), 0 10px 28px -18px rgba(217,54,54,.45); }
.action-btns { margin-top: 22px; }
.note { margin-top: 22px; margin-bottom: 0; }

/* Alternate sections: white / soft cream only */
#how { background: var(--soft); }
.steps { margin-top: 36px; gap: 20px; }
.steps li { border: 1px solid #EEE7DD; box-shadow: none; }
.quote-section { background: var(--soft); }
.why { background: var(--page); }
#faq { background: var(--soft); }
.faq details { border: 1px solid #EEE7DD; box-shadow: none; }

/* Contact: align columns to the top, tidy share card */
.contact-grid { align-items: start; }
.share-card { margin-top: 8px; }
.contact-list { margin: 22px 0 26px; }

/* Consistent image corners */
.hero-art img, .quote-side img, .why-grid img { border-radius: 20px; }

@media (max-width: 560px) {
  .brand .mark { width: 44px; height: 44px; }
  .brand b { font-size: 1.12rem; }
  .nav-row { min-height: 70px; }
  .news-card { padding: 22px 20px; }
  .action-box { padding: 22px 18px; }
}
@media (max-width: 360px) { .brand b { font-size: 1rem; } .brand .mark { width: 38px; height: 38px; } }
/* no highlighter/underline on bold words in the law-change cards */
.news-card strong { border-bottom: 0; background: none; color: var(--ink); font-weight: 700; }
.action-btns { display: grid; grid-template-columns: 1fr 1fr; gap: 12px; }
.action-btns .btn { width: 100%; }
@media (max-width: 560px) { .action-btns { grid-template-columns: 1fr; } }

/* ============ ONE COHERENT THEME ============
   Navy = structure & text · Blue = accents/links · Green = action buttons only · Red = urgent only */
:root { --alert: #D93636; --alert-ink: #B42323; --tint-blue: #EEF4FB; --tint-red: #FDF1F1; }
/* hero alert: soft red instead of yellow */
.hero-alert { background: var(--tint-red); border: 1px solid #F3C6C6; color: var(--alert-ink); }
.hero-alert .ic, .hero-alert b { color: var(--alert); }
.hero-alert:hover { background: #FBE6E6; }
.kicker { box-shadow: none; border: 1px solid #DCE6F2; color: var(--navy); }
/* law-change section: neutral */
.news-lead b { color: var(--alert-ink); }
.news-ic { background: var(--tint-blue); color: var(--blue); }
.news-num { background: var(--navy); }
.news-card { border-top-color: var(--navy); }
.sign-who { background: var(--tint-blue); border-left-color: var(--blue); color: var(--navy); }
/* one green for every action button */
.btn-wa, .btn-ig { background: linear-gradient(135deg, var(--go), var(--go-2)); color: #fff; box-shadow: none; }
.btn-ig { background: transparent; color: #fff; box-shadow: inset 0 0 0 2px rgba(255,255,255,.55); }
.btn-ig:hover { box-shadow: inset 0 0 0 2px #fff; }
.share-card .btn-wa { background: transparent; color: var(--navy); box-shadow: inset 0 0 0 2px var(--line); }
/* progress bar, chips, checkboxes in brand blue */
.progress li.on::before { background: var(--blue); }
.chips label:has(input:checked) { border-color: var(--blue); background: var(--tint-blue); }
input[type=checkbox], input[type=radio] { accent-color: var(--blue); }
.choice-go { border-color: var(--go); background: #F2FAF5; }
/* icons in contact list */
.contact-list .ic { color: #9CC3EA; }
/* why list checks: navy circles (green reserved for buttons) */
.why-list .ic { background: var(--navy); }
.trust .ic { color: var(--blue); }
.dot { background: var(--blue); box-shadow: 0 0 0 6px rgba(27,120,190,.15); }
/* metal tags stay but muted */
.law-bar { background: var(--tint-red); }

/* supplemental products */
.supp { background: var(--page); }
.supp-badge { display: inline-block; background: var(--tint-blue); color: var(--navy); font-weight: 700; font-size: .85rem; padding: 6px 14px; border-radius: 999px; margin-bottom: 12px; }
.supp-grid { display: grid; grid-template-columns: repeat(5, 1fr); gap: 16px; margin-top: 36px; }
.supp-card { background: #fff; border: 1px solid #EEE7DD; border-radius: 16px; padding: 22px; }
.supp-card h3 { margin: 12px 0 6px; }
.supp-card p { color: var(--muted); font-size: .95rem; margin: 0; }
.supp-ic { width: 44px; height: 44px; border-radius: 12px; display: grid; place-items: center; background: var(--tint-blue); color: var(--blue); }
.supp-cta { display: grid; grid-template-columns: 1fr 1.1fr; gap: 32px; align-items: start; margin-top: 32px; }
.supp-soon { font-weight: 700; color: var(--navy); font-size: 1.05rem; }
.fine-dark { font-size: .82rem; color: var(--muted); margin-top: 14px; }
.supp-form h3 { margin-bottom: 4px; }
@media (max-width: 1000px) { .supp-grid { grid-template-columns: repeat(2, 1fr); } .supp-cta { grid-template-columns: 1fr; } }
@media (max-width: 560px) { .supp-grid { grid-template-columns: 1fr; } }
/* long button labels (Spanish) wrap instead of overflowing on phones */
.action-btns .btn, .supp-cta .btn, .news-cta .btn { white-space: normal; text-align: center; line-height: 1.3; }
.action-btns { grid-template-columns: repeat(2, minmax(0, 1fr)); }
@media (max-width: 560px) { .action-btns { grid-template-columns: minmax(0, 1fr); } }
.uh-label { margin: 22px 0 8px; font-size: .85rem; font-weight: 600; color: var(--muted); }
.uh-banner { display: inline-block; max-width: 100%; border-radius: 6px; overflow: hidden; box-shadow: 0 1px 3px rgba(19,49,92,.15); }
.uh-banner img { display: block; max-width: 100%; height: auto; }

/* floating WhatsApp bubble */
.wa-float { position: fixed; right: 22px; bottom: 22px; z-index: 31; display: flex; align-items: center; gap: 10px; background: #25D366; color: #fff; text-decoration: none; font-weight: 700; padding: 12px 18px 12px 14px; border-radius: 999px; box-shadow: 0 10px 24px -8px rgba(0,0,0,.35); transition: transform .15s; }
.wa-float:hover { transform: translateY(-2px); }
.wa-float svg { width: 30px; height: 30px; flex: none; }
@media (max-width: 820px) {
  .wa-float { right: 14px; bottom: 76px; padding: 12px; }
  .wa-float span { display: none; }
  .wa-float svg { width: 32px; height: 32px; }
  .sticky-call { right: 12px; bottom: 12px; }
}

/* ---- Fold-out sections (phones) ---- */
details.fold > summary { list-style: none; }
details.fold > summary::-webkit-details-marker { display: none; }
.fold-ic { display: none; }
.supp-more > summary { display: none; }
@media (min-width: 641px) { details.fold > summary { cursor: default; } }

/* ---- Phone layout: calmer, shorter, more organized ---- */
@media (max-width: 640px) {
  .section { padding: 44px 0; }
  h2 { font-size: 1.6rem; line-height: 1.2; }
  .lead { font-size: 1rem; }

  /* Hero: the red law bar under the header already links to the changes */
  .hero-alert { display: none; }
  .hero-art img.hero-img { aspect-ratio: 16/10; }

  /* Law changes: tap a title to read it */
  .news-grid { gap: 10px; margin-top: 24px; }
  .news-card { padding: 0; border-top-width: 3px; }
  .news-card > summary { display: flex; align-items: center; gap: 12px; padding: 14px 16px; cursor: pointer; }
  .news-card .news-top { margin: 0; flex: none; }
  .news-card .news-ic { display: none; }
  .news-card h3 { font-size: 1.05rem; margin: 0; flex: 1; line-height: 1.3; }
  .news-card .fold-ic { display: block; flex: none; width: 22px; height: 22px; border-radius: 50%; background: var(--tint-blue); position: relative; }
  .news-card .fold-ic::before, .news-card .fold-ic::after { content: ""; position: absolute; left: 6px; right: 6px; top: 10px; height: 2px; background: var(--blue); transition: transform .2s; }
  .news-card .fold-ic::after { transform: rotate(90deg); }
  .news-card[open] .fold-ic::after { transform: rotate(0); }
  .news-card > p, .news-card > .src { margin-left: 16px; margin-right: 16px; }
  .news-card > p { font-size: .98rem; margin-top: 0; }
  .news-card > .src { display: inline-block; margin-bottom: 16px; }
  .news-cta { padding: 22px 18px; margin-top: 22px; }
  .action-box { padding: 20px 16px; }
  .action-btns { gap: 8px; }
  .action-btns .btn-ghost { padding-top: 10px; padding-bottom: 10px; font-size: .95rem; }

  /* 3 steps: compact rows */
  .steps { gap: 10px; margin-top: 22px; }
  .steps li { display: grid; grid-template-columns: 40px 1fr; column-gap: 14px; padding: 16px; }
  .steps li .num { grid-row: span 2; margin: 0; width: 40px; height: 40px; }
  .steps li h3 { margin: 0 0 4px; font-size: 1.05rem; }
  .steps li p { font-size: .95rem; }

  /* Supplemental: two-column tiles */
  .supp-grid { grid-template-columns: 1fr 1fr; gap: 10px; }
  .supp-card { padding: 14px; }
  .supp-card h3 { font-size: 1rem; margin: 8px 0 4px; }
  .supp-card p { font-size: .85rem; line-height: 1.4; }
  .supp-ic { width: 36px; height: 36px; }
  .supp-card:last-child { grid-column: 1 / -1; }
  .supp-cta .btn-lg { width: 100%; justify-content: center; }
  .supp-more > summary { display: flex; justify-content: center; width: 100%; cursor: pointer; margin-top: 4px; }
  .supp-more[open] > summary { margin-bottom: 12px; }

  /* Why us: shorter photo */
  .why-grid img.why-img { aspect-ratio: 16/10; object-position: 50% 30%; }
}

/* ---- Quote: best-options comparison ---- */
.compare { margin: 18px 0 26px; }
.compare h4, .plans-h { font-size: 1.15rem; margin: 0 0 4px; color: var(--navy); }
.plans-h { margin-top: 8px; }
.cmp-scroll { overflow-x: auto; margin-top: 10px; border: 1px solid #EEE7DD; border-radius: 14px; background: #fff; }
.cmp { width: 100%; border-collapse: collapse; font-size: .9rem; min-width: 560px; }
.cmp th, .cmp td { padding: 9px 10px; border-bottom: 1px solid #F0EBE3; text-align: left; vertical-align: top; }
.cmp thead th { background: #F7FAFD; font-weight: 600; min-width: 150px; }
.cmp tbody th { color: var(--muted); font-weight: 600; white-space: nowrap; position: sticky; left: 0; background: #fff; }
.cmp tr:last-child td, .cmp tr:last-child th { border-bottom: 0; }
.cmp-tags { display: flex; flex-wrap: wrap; gap: 4px; margin-bottom: 6px; }
.cmp-tags span { background: var(--navy); color: #fff; font-size: .72rem; font-weight: 700; padding: 3px 8px; border-radius: 999px; }
.cmp-name { font-weight: 700; color: var(--navy); margin-top: 6px; line-height: 1.3; }
.cmp .issuer { font-size: .8rem; }
.cmp-price { font-size: 1.15rem; color: var(--navy); }
.cmp .btn-sm { width: 100%; justify-content: center; }
.cmp .src { display: block; margin-top: 6px; font-size: .8rem; }
.print-only { display: none; }
#pickForm textarea { width: 100%; font: inherit; padding: 10px 12px; border: 1px solid #DDD5C8; border-radius: 12px; resize: vertical; }
@media (max-width: 640px) {
  .cmp { font-size: .82rem; }
  .cmp thead th { min-width: 140px; }
}

/* Keep the comparison table from stretching the quote layout; it scrolls inside its box instead. */
.quote-grid > * { min-width: 0; }
.cmp thead th { min-width: 120px; }
.cmp { min-width: 0; }
@media (max-width: 640px) { .cmp { min-width: 560px; } }
/* Results get the full width so the comparison fits without sideways scrolling on computers. */
.quote-grid.has-results { grid-template-columns: 1fr; }
.quote-grid.has-results .quote-side img, .quote-grid.has-results .quote-side p { display: none; }
.cmp thead th:first-child { position: sticky; left: 0; z-index: 1; background: #F7FAFD; }
.cmp tbody th { z-index: 1; }

/* ---- Quote: metal tier tabs ---- */
.tiers { display: flex; flex-wrap: wrap; gap: 8px; margin: 10px 0 6px; }
.tier { font: inherit; font-weight: 600; font-size: .92rem; padding: 8px 14px; border-radius: 999px; border: 1px solid #DDD5C8; background: #fff; color: var(--navy); cursor: pointer; }
.tier small { color: var(--muted); font-weight: 500; margin-left: 2px; }
.tier.on { background: var(--navy); border-color: var(--navy); color: #fff; }
.tier.on small { color: #CFE3F7; }
#morePlans[disabled] { opacity: .6; }

/* ---- Printable quote (Print / Save as PDF) ---- */
#printDoc { display: none; }
@media print {
  @page { margin: 12mm; }
  body.printing-quote > *:not(#printDoc) { display: none !important; }
  body.printing-quote { background: #fff; }
  body.printing-quote #printDoc { display: block; color: #1a2433; font-size: 9.5pt; line-height: 1.35; }
  #printDoc .pq-head { display: flex; justify-content: space-between; gap: 16px; align-items: flex-start; border-bottom: 3px solid var(--navy); padding-bottom: 10px; }
  #printDoc .pq-brand { display: flex; gap: 10px; align-items: center; }
  #printDoc .pq-brand img { width: 44px; height: 44px; }
  #printDoc .pq-brand b { display: block; font-family: var(--font-head); font-size: 15pt; color: var(--navy); }
  #printDoc .pq-brand span { color: var(--blue); font-weight: 600; }
  #printDoc .pq-contact { text-align: right; font-size: 8.5pt; line-height: 1.5; }
  #printDoc .pq-title { font-size: 16pt; margin: 14px 0 8px; color: var(--navy); }
  #printDoc h2 { font-size: 12pt; color: var(--navy); margin: 16px 0 6px; }
  #printDoc .pq-info { border-collapse: collapse; width: 100%; background: #F5F8FC; border-radius: 8px; }
  #printDoc .pq-info th, #printDoc .pq-info td { text-align: left; padding: 4px 10px; font-size: 9pt; }
  #printDoc .pq-info th { width: 32%; color: #5a6575; font-weight: 600; }
  #printDoc .pq-note { margin: 8px 0 0; padding: 6px 10px; background: #FFF6E5; border-left: 3px solid #E0A100; font-size: 8.5pt; }
  #printDoc .pq-table { width: 100%; border-collapse: collapse; margin-bottom: 6px; page-break-inside: auto; }
  #printDoc .pq-table th, #printDoc .pq-table td { border-bottom: 1px solid #E3E7ED; padding: 4px 6px; text-align: left; vertical-align: top; font-size: 8.5pt; }
  #printDoc .pq-table thead th { background: #EEF3F9; color: var(--navy); font-size: 8pt; }
  #printDoc .pq-table tr { page-break-inside: avoid; }
  #printDoc .pq-table { table-layout: fixed; }
  #printDoc .pq-plans col.c1 { width: 27%; } #printDoc .pq-plans col.c2 { width: 16%; } #printDoc .pq-plans col.c3 { width: 10%; }
  #printDoc .pq-plans col.c4 { width: 9%; } #printDoc .pq-plans col.c5 { width: 9%; } #printDoc .pq-plans col.c6 { width: 11%; }
  #printDoc .pq-plans col.c7 { width: 9%; } #printDoc .pq-plans col.c8 { width: 9%; }
  #printDoc .pq-best col.c1 { width: 16%; } #printDoc .pq-best col.c2 { width: 26%; } #printDoc .pq-best col.c3 { width: 10%; }
  #printDoc .pq-best col.c4 { width: 9%; } #printDoc .pq-best col.c5 { width: 11%; } #printDoc .pq-best col.c6, #printDoc .pq-best col.c7, #printDoc .pq-best col.c8 { width: 9.3%; }
  #printDoc .pq-table td { overflow-wrap: anywhere; }
  #printDoc .pq-table thead th { overflow-wrap: normal; word-break: normal; font-size: 7.5pt; }
  #printDoc .r { text-align: right; }
  #printDoc td.r { white-space: nowrap; }
  #printDoc .pq-tag { display: inline-block; background: var(--navy); color: #fff; border-radius: 99px; padding: 1px 6px; font-size: 7pt; font-weight: 700; margin: 1px 0; }
  #printDoc .pq-level { font-size: 10.5pt; margin: 12px 0 4px; padding-left: 8px; border-left: 4px solid #999; page-break-after: avoid; }
  #printDoc .pq-Bronze { border-color: #B87333; } #printDoc .pq-Silver { border-color: #9AA5B1; }
  #printDoc .pq-Gold { border-color: #D4A017; } #printDoc .pq-Platinum { border-color: #5B6B7F; }
  #printDoc .pq-next { margin-top: 14px; padding: 8px 10px; border: 1px solid var(--navy); border-radius: 8px; font-weight: 600; color: var(--navy); }
  #printDoc .pq-fine { font-size: 7pt; color: #6b7480; margin-top: 10px; }
}
/* Comparison label bubbles: text centered, even padding, neat when it wraps to two lines. */
.cmp-tags { flex-direction: column; align-items: stretch; }
.cmp-tags span { display: flex; align-items: center; justify-content: center; text-align: center; line-height: 1.25; padding: 5px 10px; border-radius: 12px; font-size: .74rem; min-height: 26px; }
@media print {
  #printDoc .pq-tag { display: block; text-align: center; line-height: 1.25; padding: 3px 6px; border-radius: 8px; margin: 2px 0; font-size: 7pt; }
}


.hl-note { display: block; margin-top: 12px; background: #FFF4CC; border-left: 5px solid #F2A900; border-radius: 8px; padding: 10px 12px; color: #3a2f12; }
.hl-note b { color: #8A5A00; }
.hl-note a { color: #1B5FA8; font-weight: 700; text-decoration: underline; }
h2.center { text-wrap: balance; }
@media (max-width: 640px) { .br-lg { display: none; } }
p.lead.center, .center.lead { text-wrap: balance; }

/* How-it-works flows straight into the quote tool */
.how-section { background: var(--soft); padding-bottom: 8px; }
.how-section + .quote-section { padding-top: 28px; }
.how-section .steps li { background: #fff; }
.how-next { margin: 26px 0 0; }
.how-arrow { display: inline-flex; align-items: center; gap: 8px; background: var(--navy, #13315C); color: #fff; font-weight: 700; padding: 10px 20px; border-radius: 999px; text-decoration: none; }
.how-arrow span { animation: howbob 1.6s ease-in-out infinite; }
@keyframes howbob { 0%,100% { transform: translateY(0); } 50% { transform: translateY(4px); } }
@media (prefers-reduced-motion: reduce) { .how-arrow span { animation: none; } }
/* News / Noticias page */
.news-page h1 { color: var(--navy); margin: 0 0 8px; }
.news-page .lead { color: var(--muted); margin: 0 0 28px; }
.news-week h2 { font-size: 1.05rem; text-transform: uppercase; letter-spacing: .06em; color: var(--alert-red); margin: 28px 0 12px; }
.news-item { background: #fff; border: 1px solid #EEE7DD; border-radius: 16px; padding: 20px 22px; margin: 0 0 14px; }
.news-item h3 { color: var(--navy); margin: 0 0 6px; font-size: 1.15rem; }
.news-item p { margin: 0 0 10px; line-height: 1.6; }
.news-item .src { font-size: .9rem; font-weight: 700; }
.news-help { background: var(--soft); border-radius: 16px; padding: 20px 22px; margin: 26px 0; }
.news-help p { margin: 0 0 12px; }